摘要

 

AI應用及需求爆發,科技基金會太貴嗎?定期定額投資永遠不嫌晚,瀚亞美國高科技基金聚焦半導體及AI題材次產業,短中長期無論是單筆或定期定額投資皆宜,基金績效表現有目共睹。

AI趨勢及應用進入爆發期,市場利多消息接二連三,例如輝達*投資OpenAI、四大雲端巨擘業者紛紛上調2026資本支出,市場強勁的需求顯而易見,帶動美股指數也跟著登峰。布局AI為主的科技股票已成市場主流,也是投資人「不能沒有」的資產之一。(*無任何推薦投資標的之意圖,市場有潛在風險,過去績效不代表未來之績效表現。投資人申購本基金係持有基金受益憑證,而非本文提及之投資資產或標的

瀚亞美國高科技基金 布局科技大局

資料來源:瀚亞投信,2025/7/31。

瀚亞美國高科技基金為瀚亞投信發行之境內基金,具備三大特色。布局全球科技及產業重要龍頭公司,掌握科技大趨勢,以基金投資組合的產業分布,截至2025/7/31,主要鎖定資訊科技類股;其次中聚焦半導體產業,高度掌握最先受惠AI題材的子產業。

單筆與定期定額 報酬成效顯著

在AI發展引領的長線趨勢下,建議投資人透過定期定額布局,參與美國為首的科技股票長期行情。以瀚亞美國高科技基金A類型-新台幣級別為例,自2015/8~2025/8近十年來,各期間定期定額均為正報酬;單筆累積報酬來看,各期間也同樣為正報酬,且各期間排名均名列同類型前四分之一強。

資料來源:Lipper,定期定額扣款時間為2015/8/31~2025/8/31,以新台幣計價。計算基準以2015年8月底起開始扣款,每月底扣款一次10,000元新台幣。投資人因不同時間進場,將有不同之投資績效,過去之績效亦不代表未來績效之保證。

資料來源:Lipper,截至2025/8/31,以新台幣計價。*需同時符合以下幾項標準方能納入上述的同業評比: (1) Lipper環球分類中的資訊科技股票型基金;(2) 台灣核備可銷售;(3)主動型基金;(4)最近一期的美國持股佔比達該基金淨資產之60%以上

AI發展不只是話題 是玩真的

隨著第三季關稅疑慮漸去、財報強勁,以及FED展開降息周期等利多消息浮現,市場持續看好S&P 500指數進一步走高,持續上調S&P 500指數今明兩年的每股盈餘,並且同步上調本益比區間。根據高盛證券預估,2025年的EPS年增率為7%,2026年的EPS年增率為7%。

根據摩根史坦利預估,2026年雲端業者的AI資本支出年增率達68%,持續看好AI半導體及硬體表現。此外,生成式AI也帶動軟體與互聯網消費成長,互聯網消費將成長超過7倍至6,830億美元,其中包括了電子商務、搜尋及自動化駕駛等次產業。企業軟體亦成長近7倍至4,010億美元。 

瀚亞美國高科技基金目前提供新台幣A及SA級別,亦有美元A級別供多元選擇,無論單筆投資、定期定額,都是科技股票型基金首選。

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