長期紀律 保持你與市場「惡」的距離


最近大家都在討論一步非常夯的電視劇:「我們與惡的距離」。無差別殺人事件在社會上引發的爭議,近年來在台灣社會屢見不鮮;但這部劇作真正要討論的主題不是無差別殺人事件,反而是現在社會上許多自詡「善」的人,在追求他們自認為善良的過程中,無意間反而往往會為「惡」的現象。

大家對這部電視劇有深深的共鳴,除了近年來台灣社會面臨的種種爭議之外,在實際生活上,許多自詡正確、善良,但卻在不覺間傷害到人的例子其實也比比皆是。

譬如,「對漲高的資產貪婪、對跌多的資產恐懼」是金融市場上大家習以為常的現象,很多金融從業人員開始嘗試讓自己成為專家、甚至趨勢大師,增添自己在投資建議上的權威性。但,無論這些人的初衷再如何良善,面對詭譎多變的金融市場,這些人到最後往往也不得不承認「市場根本無法預測」。只是在這過程中,包含自己與客戶在內,損失的不只是金錢而已,有時一個失誤,甚至還衝擊到生涯規劃與生活品質。

他們是在為「惡」嗎?並不是;但這樣的行為,反而拉近了自己跟客戶與惡的距離。由此可見,光靠金融從業人員的進出建議可能還不夠,用確定的紀律取代難以捉摸的預測,才是投資人真正保護自己、並讓資產增值的方式。

瀚亞投資可以協助您用紀律投資的方式,長期定期定額參與市場,不但可以讓您免除短線進出的市場干擾,還可長線透過市場成長讓您累積投資回報。長期紀律投資,才能讓您在投資程中,保持與市場「惡」的距離。了解更多


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Source:
1Source: International Monetary Fund (IMF), GDP based on purchasing power parity (PPP), share of world, 2018. Asia (excluding Australia and New Zealand).
2Source: The Brookings Institution, Wolfensohn Center for Development, “The Unprecedented Expansion Of The Global Middle Class: An Update”, Homi Kharas, February 2017. Others include Central and South America, Sub-Saharan Africa, and Middle East and North Africa. F stands for forecast.
3Source: Sustainable Cities Mobility Index 2017 Bold Moves, Arcadis. Hong Kong tops the Sustainable Cities Mobility Index, while Singapore ranks eighth.
4Source: Euromonitor International, E stands for estimates, data retrieved on 30 August 2018.
5Source: Bloomberg, from 30 June 2013 to 30 June 2018, citing Singapore Department of Statistics (Singapore Retail Sales Total Ex Motor Vehicles Current Prices YoY, Non-Seasonally-Adjusted) and Census and Statistics Department Hong Kong (Hong Kong Retail Sales Value YoY).
6Source: 2018 Asia Pacific Real Estate Market Outlook | Singapore, by CBRE Singapore Research.
7Source: Outbound Chinese Tourism and Consumption Trends: 2017, an online survey with 2,009 residents from Chinese mainland and 613 non-Chinese residents, conducted by Nielsen in December 2017.
8Source: the MasterCard Global Destination Cities Index
9Source: How Global is the Business of Retail? Published by CBRE Research in December 2017.
10Source: Bloomberg, data as at 30 August 2018. *12-month forward dividend yield. Past performance is not necessarily indicative of the future performance. Please note that there are limitations to the use of such indices as proxies for the past performance in the respective asset classes/sector. The historical performance or forecast presented is not indicative of and should not be construed as being indicative of or otherwise used as a proxy for the future or likely performance.
11Source: Bloomberg, Eastspring Investments, data as at 31 August 2018. AUS stands for Australia, SG Singapore, JP Japan, HK Hong Kong.
12Source: Bloomberg, data from 31 August 2003 to 31 August 2018, in US dollars, including Japan and Australia.

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